What can I use the card for? Can it be used for automatic, reoccurring charges?

You can use your ABLE Visa® Card anywhere Visa is accepted, including online bill-pay. Your card can be used for anything; however, if you use the card to pay for something that is not a qualified expense, you’ll have to pay income tax on the earnings portion of the applicable amount withdrawn from your ABLE account, plus a 10% penalty on such earnings. Also, keep in mind that your non-qualified withdrawals, and housing expenses even if they are qualified expenses, may count against your eligibility for Supplemental Security Income (SSI) benefits or Medicaid if not spent in the same month as the withdrawal from your account. 

The list includes, but is not limited to:

  • Recurring charges like living expenses, rent, transportation, etc.

  • Education

  • Employment, training, and support

  • Assistive technology

  • Personal support services

  • Health, prevention, and wellness

  • Financial management

  • Administrative services

  • Legal fees

  • Oversight and monitoring

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Still have questions?

Stop wondering and come find the answers you’re looking for. Give us a call Monday through Friday, at 1-844-394-2253 from 9am-8pm ET, or use our Live Chat feature in the bottom right of your screen (when available).

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

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