FAQs
Answers at your fingertips
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- About ABLE
- Account Management
- Additional Tax Benefits and Penalties
- ALR
- Banking and Investments
- Contributions and Withdrawals
- Eligibility
- Getting Started with ABLE
- Gifting
- Prepaid Card
- Recurring Contributions
- Rollover
- Successors and Estates
- Tax Credit
- Can I redirect my SSA direct deposits to my ABLE for ALL account?
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Yes. To redirect your SSA direct deposits from the account where they are currently connected to your ABLE for ALL account, you will need to update your settings on the Social Security website.
- Who is Vestwell?
- Upward Oregon, part of the Oregon State Treasury, administers and oversees the ABLE for ALL Savings Plan. Vestwell State Savings, LLC, is the plan manager for ABLE for ALL and provides the online platform for ABLE account holders. Vestwell Holdings, Inc. is backed by some of the world’s largest... Read more
- Can I pause my ABLE Prepaid Card temporarily?
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The ABLE Visa® Prepaid Card can be paused temporarily or closed at any time. Simply log in to your Prepaid Card dashboard and click the “Account” tab. Then select the “Temporarily disable” or “Permanently close card” button. Alternatively, you can contact ABLE Visa® Prepaid Card support.
- How much money can I put on the ABLE Prepaid Card?
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You can load as much or as little as you need on the ABLE Visa® Prepaid Card up to $20,000. The maximum load limit per day is $5,000.
- What happens if I try to spend more than my ABLE Prepaid Card balance?
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If there are not enough funds on the ABLE Visa® Prepaid Card to cover a purchase, the transaction will simply be declined. There are no overdraft fees whatsoever.
- Can I get cash or use the ABLE Prepaid Card at an ATM?
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No. Your card cannot be used to get cash or withdraw money from ATMs.
- Will a credit check be performed when I apply for the ABLE Prepaid Card?
- No. A credit check is not required to open an ABLE Visa® Prepaid Card. However, the federal government does require True Link to verify the identity of each cardholder who opens an account. When a Prepaid Card is opened, True Link will ask for the following information to attempt to verify the... Read more
- Are there any fees associated with the ABLE Prepaid Card?
- There are no transaction fees with the ABLE Visa® Prepaid Card. You can expect to be charged a monthly fee of $1.25 once you’ve activated your card.* Please note that the monthly fee is charged every month, regardless of how often you use—or don’t use—the card. *Other fees, terms, and conditions... Read more
- How long does it take to put money on the ABLE Prepaid Card?
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Moving money to your card is similar to a withdrawal via ACH. It typically takes 2–5 business days for your money to be loaded onto your card.
- How can I use the ABLE Prepaid Card to track expenses?
- The ABLE Visa® Prepaid Card makes tracking your account expenses simple. Once you get your card, you’ll be able to log in to your Prepaid Card dashboard and see all your spending over time. You can mark transactions as “Qualified” and even upload receipts or personal notes to make reporting things... Read more
